Terms of Service

Last Updated: 11 November 2024

1. Introduction

Welcome to Perkstar. These Terms of Service ("Terms") govern your access to and use of www.perkstar.co.uk (the "Site") and our digital loyalty card platform (the "Service"), operated by Perkstar Ltd ("Perkstar", "we", "us", or "our").

By creating an account or using our Service, you agree to these Terms. If you do not agree, please do not use our Service.

If you are using the Service on behalf of a business, you confirm you have authority to bind that business to these Terms. In that case, "you" refers to both you and the business.

These Terms, together with our Privacy Policy and Cookie Policy, form the complete agreement between you and Perkstar.

2. About Our Service

Perkstar provides a digital loyalty card platform that allows businesses to create and manage loyalty cards for Apple Wallet and Google Wallet. Our Service includes stamp cards, points cards, membership cards, multipass cards, discount cards, coupons, cashback cards, and gift cards.

3. Eligibility

To use our Service, you must:

  • Be at least 18 years old

  • Have the legal capacity to enter into a binding contract

  • Not be prohibited from using the Service under applicable law

  • Provide accurate and complete registration information

Our Service is designed for businesses. If you are a consumer using loyalty cards issued by businesses through our platform, these Terms apply to your use of those cards.

4. Your Account

4.1 Registration

To use the Service, you must create an account with accurate, current, and complete information. You agree to update this information to keep it accurate.

4.2 Account Security

You are responsible for keeping your login credentials confidential and for all activity under your account. Notify us immediately at support@perkstar.co.uk if you suspect unauthorised access.

4.3 One Account Per Business

Each business should maintain only one account. We may merge or remove duplicate accounts.

5. Free Trial

5.1 Trial Period

We offer a 14-day free trial. During the trial, you have full access to the Service with no payment required.

5.2 No Obligation

The trial does not automatically convert to a paid subscription. We will not charge you unless you actively subscribe after the trial ends.

5.3 Trial Limitations

We reserve the right to limit, modify, or discontinue the free trial at any time. A free trial is available once per business.

6. Subscription and Payment

6.1 Subscription Plans

After your free trial, continued use of the Service requires a paid subscription. We offer three plans:

Monthly billing:

  • Starter: £15 per month

  • Growth: £30 per month

  • Scale: £60 per month

Annual billing (paid upfront):

  • Starter: £12 per month (£144 per year)

  • Growth: £25 per month (£300 per year)

  • Scale: £55 per month (£660 per year)

Current pricing and plan features are available on our website. Prices shown are exclusive of VAT where applicable.

6.2 Billing Cycle

Monthly subscriptions are billed in advance and renew on the same date each month. Annual subscriptions are billed upfront for the full year and renew on the anniversary of your subscription start date.

6.3 Automatic Renewal

Your subscription renews automatically until you cancel:

  • Monthly plans renew each month on your billing date

  • Annual plans renew each year on the anniversary of your subscription

We will charge your payment method on file at the start of each billing cycle. For annual plans, we will send a reminder email at least 14 days before renewal.

6.4 Payment Processing

Payments are processed securely by Stripe. We do not store your full payment card details. By subscribing, you also agree to Stripe's terms of service.

6.5 Changing Plans

You can upgrade or downgrade your plan at any time through your account settings.

Upgrades: Take effect immediately. For monthly plans, you pay the difference pro-rata. For annual plans, you pay the difference for the remainder of your annual term.

Downgrades: Take effect at the start of your next billing cycle.

Switching between monthly and annual: You may switch from monthly to annual billing at any time, starting a new annual term. Switching from annual to monthly takes effect at the end of your annual term.

6.6 Price Changes

We may change our prices with at least 30 days' notice. Price changes take effect at your next billing cycle after the notice period. If you do not agree to a price change, you may cancel before it takes effect.

6.7 Failed Payments

If a payment fails, we will notify you and attempt to charge your payment method again. If payment remains unsuccessful after reasonable attempts, we may suspend or terminate your access to the Service.

7. Cancellation and Refunds

7.1 How to Cancel

You may cancel your subscription at any time through your account settings or by emailing support@perkstar.co.uk. Cancellation takes effect at the end of your current billing period.

7.2 Effect of Cancellation

When you cancel:

  • You retain access to the Service until the end of your paid period

  • Your loyalty cards remain active until your subscription ends

  • After your subscription ends, your cards will no longer function for your customers

  • We retain your data for 30 days after cancellation, during which you can reactivate or export your data

7.3 Refund Policy

Monthly subscriptions: We do not provide refunds for partial billing periods. Your access continues until the end of your current month.

Annual subscriptions: If you cancel an annual subscription, you retain access for the remainder of your paid year. We do not provide pro-rata refunds for annual plans unless:

  • You cancel within 14 days of your first annual subscription and have not substantially used the Service — you may request a full refund

  • We materially breach these Terms and fail to remedy the breach within 14 days of notice — you are entitled to a pro-rata refund for the unused portion

7.4 UK Consumer Rights — Cooling-Off Period

If you are a consumer in the UK or EU, you have a statutory right to cancel within 14 days of subscribing for a full refund under the Consumer Contracts Regulations 2013. To exercise this right, contact us at legal@perkstar.co.uk.

By using the Service during the cooling-off period, you acknowledge that you may lose the right to a full refund proportionate to the services provided before cancellation.

8. Your Use of the Service

8.1 Permitted Use

You may use the Service only for lawful business purposes in accordance with these Terms. You retain ownership of all content you upload to the Service, including your branding, logos, and customer data.

8.2 Prohibited Conduct (Acceptable Use Policy)

You agree not to:

Illegal Activity

  • Use the Service for any unlawful purpose or to promote illegal activity

  • Engage in fraud, money laundering, or identity theft

  • Violate any applicable law, regulation, or sanctions

  • Violate any third-party rights, including intellectual property rights

Harmful Content

  • Upload content that is defamatory, obscene, fraudulent, or harmful

  • Transmit viruses, malware, worms, trojans, or other malicious code

  • Distribute phishing content or tools designed for hacking or denial-of-service attacks

System Abuse

  • Interfere with or disrupt the Service or servers

  • Attempt to gain unauthorised access to any part of the Service

  • Probe, scan, or test system vulnerabilities without authorisation

  • Reverse engineer, decompile, or attempt to extract source code

Spam and Deception

  • Use the Service to send spam or unsolicited bulk communications

  • Distribute harassing, abusive, or deceptive messages

  • Falsify message headers or sender information

  • Impersonate any person or entity

  • Misrepresent your business, products, or services

Privacy Violations

  • Use the Service to collect data in violation of privacy laws

  • Collect, store, or distribute personal data without proper consent

  • Disclose confidential information or trade secrets without authorisation

Commercial Misuse

  • Resell, sublicense, or commercially exploit the Service without our consent

8.3 Your Responsibility for End Users

If your customers or end users access any part of the Service (such as receiving loyalty cards), you are responsible for ensuring their use complies with these Terms. You will address any violations by your end users promptly.

8.4 Enforcement

We may investigate violations and take action including warning, suspension, or termination of your account. We may also report illegal activity to law enforcement.

We reserve the right, but are not obligated, to monitor use of the Service to ensure compliance with these Terms.

8.5 Reporting Violations

If you become aware of any violation of these Terms, please report it to legal@perkstar.co.uk with relevant details.

9. Your Data and Your Customers' Data

9.1 Your Role as Data Controller

When you use the Service to collect and manage data about your customers (e.g., loyalty card holders), you are the data controller for that customer data under data protection law. You are responsible for:

  • Having a lawful basis to collect and process your customers' data

  • Providing appropriate privacy notices to your customers

  • Responding to your customers' data subject requests

  • Complying with all applicable data protection laws

9.2 Our Role as Data Processor

We act as a data processor when processing your customers' data on your behalf. We will only process this data according to your instructions and these Terms.

9.3 Data Processing Terms

By using the Service, you agree to our Data Processing Agreement, which is incorporated into these Terms and available upon request at legal@perkstar.co.uk. This agreement sets out our obligations as a data processor under GDPR and other data protection laws.

9.4 Your Data

Data you provide about yourself and your business is covered by our Privacy Policy. We are the data controller for this information.

9.5 Data Export

You may export your data at any time through the Service or by contacting support@perkstar.co.uk. We will provide your data in a commonly used format within 30 days of request.

9.6 Data Deletion

Upon termination of your account, we will delete your data and your customers' data within 30 days, unless we are required by law to retain it. You may request earlier deletion by contacting us.

10. Intellectual Property

10.1 Our Intellectual Property

The Service, including its design, features, code, text, graphics, logos, and trademarks, is owned by Perkstar or our licensors and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written consent.

10.2 Your Content

You retain ownership of content you upload (logos, branding, etc.). By uploading content, you grant us a limited licence to use it solely to provide the Service to you.

10.3 Feedback

If you provide suggestions or feedback about the Service, we may use it without obligation to you.

11. Service Availability

11.1 Availability

We aim to keep the Service available 24/7 but do not guarantee uninterrupted access. The Service may be unavailable due to maintenance, updates, or factors beyond our control.

11.2 Planned Maintenance

We will give reasonable notice of planned maintenance where possible, typically via email or dashboard notification.

11.3 No Uptime Guarantee

We do not offer a formal Service Level Agreement (SLA) or uptime guarantee. We will use reasonable efforts to minimise disruption.

12. Third-Party Services

12.1 Integrations

The Service integrates with third-party services including Apple Wallet, Google Wallet, and Stripe. Your use of these services is subject to their respective terms and conditions.

12.2 Third-Party Links

The Site may contain links to third-party websites. We are not responsible for their content or practices.

12.3 Apple and Google

Apple Wallet and Google Wallet are trademarks of Apple Inc. and Google LLC respectively. We are not affiliated with, endorsed by, or sponsored by Apple or Google.

13. Disclaimers

13.1 Service Provided "As Is"

To the maximum extent permitted by law, the Service is provided "as is" and "as available" without warranties of any kind, whether express or implied.

13.2 Consumer Rights Preserved

Nothing in these Terms affects your statutory rights as a consumer. If you are a consumer in the UK or EU, the Service will be provided with reasonable care and skill as required by the Consumer Rights Act 2015 and equivalent EU laws.

13.3 No Guarantee of Results

We do not guarantee that using the Service will increase your sales, customer retention, or business performance.

14. Limitation of Liability

14.1 What We Do Not Exclude

Nothing in these Terms excludes or limits our liability for:

  • Death or personal injury caused by our negligence

  • Fraud or fraudulent misrepresentation

  • Any liability that cannot be excluded by law

  • Breach of your statutory rights under consumer protection law

14.2 What We Exclude

Subject to Section 14.1, we are not liable for:

  • Loss of profits, revenue, business, or anticipated savings

  • Loss of data (except as set out in Section 9)

  • Loss of goodwill or reputation

  • Any indirect, incidental, special, or consequential damages

14.3 Liability Cap

Subject to Section 14.1, our total liability for any claims arising from these Terms or your use of the Service is limited to the greater of:

  • The amount you paid us in the 12 months before the claim arose, or

  • £100

14.4 Consumer Protection

If you are a consumer, these limitations apply only to the extent permitted by applicable consumer protection law.

15. Indemnification

If you are a business user, you agree to indemnify and hold harmless Perkstar, its officers, directors, employees, and agents from any claims, damages, or expenses (including legal fees) arising from:

  • Your use of the Service

  • Your violation of these Terms

  • Your violation of any law or third-party rights

  • Any claim by your customers relating to data you collected through the Service

This section does not apply to consumers.

16. Term and Termination

16.1 Term

These Terms remain in effect while you use the Service.

16.2 Termination by You

You may stop using the Service and close your account at any time.

16.3 Termination by Us

We may suspend or terminate your access if:

  • You breach these Terms

  • You fail to pay subscription fees after notice

  • We are required to do so by law

  • We discontinue the Service (with at least 30 days' notice where possible)

16.4 Effect of Termination

Upon termination:

  • Your right to use the Service ends immediately

  • Your loyalty cards will stop functioning

  • Sections that should survive termination will continue to apply, including Sections 9, 10, 13, 14, 15, and 18

17. Changes to These Terms

We may update these Terms from time to time. When we make material changes:

  • We will update the "Last Updated" date

  • We will notify you by email at least 14 days before changes take effect

  • Your continued use after changes take effect means you accept the new Terms

If you do not agree to updated Terms, you may cancel your subscription before they take effect.

18. Governing Law and Disputes

18.1 Governing Law

These Terms are governed by the laws of England and Wales.

18.2 Jurisdiction

If you are a business, disputes will be resolved exclusively in the courts of England and Wales.

If you are a consumer in the UK, you may bring claims in the courts of England and Wales or the courts of your country of residence.

If you are a consumer in the EU, you may bring claims in the courts of your country of residence.

18.3 EU Online Dispute Resolution

If you are a consumer in the EU, you may use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr

19. International Use

19.1 Global Access

The Service is operated from the United Kingdom but accessible worldwide. We make no representation that the Service is appropriate or available for use in all locations.

19.2 Local Compliance

You are responsible for compliance with local laws in your jurisdiction. If use of the Service is prohibited in your jurisdiction, you may not use it.

19.3 US Users

If you are in the United States:

  • You agree that the Service is provided in the United Kingdom and governed by UK law

  • California users may have additional rights under the CCPA as described in our Privacy Policy

  • You waive any right to participate in a class action lawsuit against Perkstar, to the extent permitted by law

19.4 Australian Users

If you are in Australia, nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by the Australian Consumer Law that cannot be excluded.

20. General Provisions

20.1 Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and any Data Processing Agreement, constitute the entire agreement between you and Perkstar.

20.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.

20.3 No Waiver

Our failure to enforce any provision does not waive our right to enforce it later.

20.4 Assignment

You may not assign your rights under these Terms without our consent. We may assign our rights to any successor or affiliate.

20.5 No Partnership

Nothing in these Terms creates a partnership, agency, or employment relationship between you and Perkstar.

20.6 Force Majeure

We are not liable for failures or delays caused by circumstances beyond our reasonable control, including natural disasters, war, terrorism, strikes, government action, or internet failures.

21. Contact Us

Questions about these Terms? Contact us:

Perkstar Ltd 86-90 Paul Street 3rd Floor London EC2A 4NE United Kingdom

Email: legal@perkstar.co.uk Support: support@perkstar.co.uk